Important update for those navigating wealth strategies: On January 1, 2028, the federal limit for home equity under Medicaid shifts to a strict $1 million cap. This new ceiling replaces the previous $1.13 million allowance for primary residences on non-agricultural lots. For clients leveraging Executive Bonus Plans, Defined Benefit Plans, or NQDCs as part of their broader financial picture, understanding these evolving thresholds is essential for effective long-term planning.
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