{"id":129,"date":"2026-10-29T10:00:00","date_gmt":"2026-10-29T10:00:00","guid":{"rendered":"https:\/\/www.hammedibrahim.com\/blog\/?p=129"},"modified":"2026-10-29T10:00:00","modified_gmt":"2026-10-29T10:00:00","slug":"planning-around-health-insurance-costs","status":"publish","type":"post","link":"https:\/\/www.hammedibrahim.com\/blog\/2026\/10\/29\/planning-around-health-insurance-costs\/","title":{"rendered":"Planning Around Health Insurance Costs"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/hammed-ibrahim\/mark-cuban-warning-remotion-videos-e2ef\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>An entrepreneur warned that having coverage did not always make care affordable, as avg. deductibles for federal marketplace plans reached ~$3.8K in 2026.<br \/>\nResearch cited in the discussion showed marketplace deductibles rose ~37% in 2026 from ~$2.8K, the steepest increase since those marketplaces launched nationally.<br \/>\nThe advice focused on scheduled care: compare insurance estimates with discounted cash prices, since providers can charge different amounts for the same service.<br \/>\nPatients were urged to ask whether paying cash counts toward deductibles or out-of-pocket limits, and whether quoted prices include hospital, physician, lab, or anesthesia bills.<br \/>\nA physician criticized asking sick patients to haggle, while the entrepreneur said planned care still rewards proactive questions and federally posted prices.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>An entrepreneur warned that having coverage did not always make care affordable, as avg. deductibles for federal marketplace plans reached ~$3.8K in 2026. Research cited in the discussion showed marketplace deductibles rose ~37% in 2026 from ~$2.8K, the steepest increase since those marketplaces launched nationally. The advice focused on scheduled care: compare insurance estimates with [&hellip;]<\/p>\n","protected":false},"author":154,"featured_media":130,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-129","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/posts\/129","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/users\/154"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/comments?post=129"}],"version-history":[{"count":1,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/posts\/129\/revisions"}],"predecessor-version":[{"id":131,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/posts\/129\/revisions\/131"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/media\/130"}],"wp:attachment":[{"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/media?parent=129"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/categories?post=129"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/tags?post=129"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}