{"id":13,"date":"2026-09-10T13:00:00","date_gmt":"2026-09-10T13:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/hammedibrahim-com\/2026\/09\/10\/health-insurance-needs-more-competition\/"},"modified":"2026-09-10T13:00:00","modified_gmt":"2026-09-10T13:00:00","slug":"health-insurance-needs-more-competition","status":"publish","type":"post","link":"https:\/\/www.hammedibrahim.com\/blog\/2026\/09\/10\/health-insurance-needs-more-competition\/","title":{"rendered":"Health Insurance Needs More Competition"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/hammed-ibrahim\/prescription-better-health-remotion-videos-23c5\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Researchers said the avg. largest insurer held ~64% of a state&#039;s market, while the top three controlled ~91%, raising questions about how competitive coverage is.<br \/>\nThey argued limited competition and adverse selection can push insurers to favor healthier customers, making stable, customer-friendly markets harder to sustain nationwide.<br \/>\nNew insurers may win early enrollment with lower premiums, but smaller patient pools can weaken provider negotiations, raise expenses, and make long-term competition difficult.<br \/>\nIn concentrated markets, plans may use perks to attract healthier people or make expensive care harder through higher copays and extra paperwork.<br \/>\nThe proposed path is broader oversight: policymakers can rethink market rules so competition works better for customers while limiting distortions tied to preexisting-condition protections.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Researchers said the avg. largest insurer held ~64% of a state&#039;s market, while the top three controlled ~91%, raising questions about how competitive coverage is. They argued limited competition and adverse selection can push insurers to favor healthier customers, making stable, customer-friendly markets harder to sustain nationwide. New insurers may win early enrollment with lower [&hellip;]<\/p>\n","protected":false},"author":154,"featured_media":41,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/posts\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/users\/154"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":0,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/posts\/13\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/media\/41"}],"wp:attachment":[{"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/media?parent=13"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/categories?post=13"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hammedibrahim.com\/blog\/wp-json\/wp\/v2\/tags?post=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}